By visiting or using the defaultresearch.com Web site (the “Web sites”), or any co-branded and/or linking site, or by participating in any sponsored
educational program or seminar the user (“User”) agrees to be bound by these Terms and Conditions of Service and that such agreement constitutes a binding
contract between User and Default Research Inc. If User does not wish to be bound by these Terms and Conditions of Service, the User should not visit or
use the Web sites.
Default Research Inc reserves the right to change these Terms and Conditions of Service from time-to-time at its sole discretion. In the case of any
violation of the Terms and Conditions of Service, Default Research Inc reserves the right to seek all remedies available by law and in equity for such
violations. These Terms and Conditions of Service apply to all visits to the Default Research Inc Web site, to the education portion of the Web site both
now and in the future.
No Endorsements; User Waiver of Claims
User acknowledges that Default Research Inc sells no real estate or real estate services (“Product”) through this Web site. Certain real estate brokers,
lenders, educational providers, speakers, seminar agents or other real estate or educational service providers (collectively, the “Vendors”) may post
information on this Web site or contact you at your request, but User understands that Default Research Inc is not affiliated with any such Vendors and in
no way endorses or recommends any particular Vendor. User is in no way obligated, required or encouraged to utilize any of the Vendors posting information
on this Web site, including those providing educational, seminar or other published materials. If User decides to utilize a Vendor, any transaction, offer
to buy or sell or related communication conducted on this site is solely between User and Vendor. The exclusive remedy arising from communications on or
through this Web site is between User and relevant Vendor. User agrees that, in return for permission to use the Web site, he or she waives any and all
claims against Default Research Inc that are connected to use of this Web site or any vendor that provides services or products on this Web site.
Although Default Research Inc has made reasonable efforts to place accurate information on this Web site, Default Research Inc assumes no responsibility
for the accuracy of the information. DEFAULT RESEARCH INC PROVIDES THIS WEB SITE CONTENT “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR
IMPLIED, TO THE FULLEST EXTENT ALLOWED BY LAW. FURTHER, ANY EDUCATIONAL MATERIAL, SEMINAR MATERIAL OR ANY OTHER REFERENCE IS PROVIDED “AS IS” WHERE IS AND
DEFAULT RESEARCH INC FURTHER DISCLAIMS ALL OTHER WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR
THE CURRENT ACCURACY OF EDUCATIONAL OR OTHER MATERIAL AS BEING CURRENT INFORMATION OR INFORMATION THAT MAY BE RELIED ON TO MAKE BUSINESS OR OTHER DECISIONS
DEFAULT RESEARCH INC DOES NOT WARRANT UNINTERRUPTED OR ERROR-FREE FUNCTIONS CONTAINED IN THIS SITE OR ITS CONTENT OR THAT THE WEB SITE OR ITS SERVER ARE
FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Limitation of Liability
DEFAULT RESEARCH INC SHALL NOT BE LIABLE FOR DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES RESULTING FROM THE USE OR INABILITY TO USE
THIS SITE, FOR EDUCATIONAL MATERIAL SOLD OR DISTRIBUTED ON THIS SITE OR AS CONTAINED IN SEMINARS OR EDUCATIONAL CLASSES PROVIDED AT THIRD-PARTY LOCATIONS
WHETHER OR NOT DEFAULT RESEARCH INC HAS BEEN ADVISED OF THE POSSIBILITY OF THESE DAMAGES. THIS INCLUDES DAMAGES FOR NEGLIGENCE OR GROSS NEGLIGENCE.
User agrees to indemnify and hold harmless Default Research Inc, at User’s sole expense, against any claim, action, legal proceeding, damages, liability,
settlements, expenses (including attorneys’ fees) and other costs relating to (i) breach of any of these terms by any party; (ii) User’s negligence or
misconduct, or (iii) claims that User has infringed the copyright, trademark, trade secret, patent, or other proprietary right of a third party.
Copyright/Restrictions on Use of Material
The subscription to Default Research Inc services is intended for individual or private use only. The commercial resale, electronic extraction or
reformatting of information available on the Default Research Inc Web site or on any other co-branded Web site, by any subscriber in any capacity, is
strictly prohibited and a material condition to the use of the Default Research Inc site. The same shall be acknowledged to be copyright infringement on
the valid filed or unfiled copyrighted material of Default Research Inc, which constitutes the intellectual property of Default Research, Inc. Use of this
Web site constitutes the uncontroverted acknowledgement of the copyrighted material contained therein. Data mining, screen scraping, copying graphics,
maps, designs, logos or downloading and compiling data or any other activity designed to obtain, re-use, reformat, re-sell the proprietary or other
foreclosure information contained within the Default Research Inc or co-branded Web sites in a commercial manner is strictly prohibited. Default Research
Inc reserves the right to immediately terminate any account that is being used in such activity without notice. The reposting, manipulation, display or
other Web-based presentation of data obtained through the Default Research Inc Web site (or co-branded Web site) on the Internet or through email is
strictly prohibited and may constitute copyright, trademark or service mark infringement. In the event that any subscriber is determined to be engaged in
any activities prohibited in this section, Default Research Inc may seek injunction in any court located in Westmoreland County, Pennsylvania or the United
States District Court for Western District of Pennsylvania. And, the subscriber through the use of this site consents to the jurisdiction of said courts
and shall and agree to be liable for all attorneys fees incurred as the result of any enforcement of any injunction for legal action related to any
wrongful action referenced herein.
1. Customer shall always use the real property ownership information for the Customer’s own internal business purposes only;
2. Customer shall not use the real property ownership information for reproduction, sale, publication or any other use in relation to any product or
service to be provided to any third party, or any other commercial exploitation;
3. Customer shall acquire no proprietary rights in or to the real property ownership information or in any data contained therein, which rights remain the
Licensee and its data suppliers;
4. Customer shall not disclose or provide the real property ownership information to any affiliates or parent organization if they do not have a need to
know for the purposes permitted in the Customer Agreement or are otherwise covered under the Customer Agreement;
5. Customer acknowledges that Licensee Reports, as well as the data contained therein, is sourced from public documents or statistical calculations and is
provided on an “as is, as available” basis with all faults and defects. The data supplier does not make any warranties, expressed or implied, including
without limitation, those of merchantability and fitness for a particular purpose, nor is the data supplier responsible for errors, omissions,
miscalculations, or misrepresentations of value;
6. Customer acknowledges that the real property ownership information is proprietary information of Licensee and suppliers, under copyright, and has been
furnished to Customer in trust. Customer acknowledges that the information is a valuable commercial product, the development of which has involved the
expenditure of substantial time and money. Customer will issue appropriate instructions to all of its employees having access to the Licensee Reports
concerning the restrictions contained herein, and shall initiate reasonable security measures to prevent the accidental or otherwise unauthorized use or
release of the real property ownership information, with particular respect to consumer information that is or may be considered “sensitive” such as
financial or personally identifiable information, including but not limited to, owner name, mortgage values, sale amounts, estimated property values, real
estate loan information, default, and foreclosure information, as related to a named individual owner;
7. Customer acknowledges that automated valuation models attempt to estimate the current market value of a piece of residential real property using
technology. An estimated value is not an appraisal and neither Licensee nor its suppliers or licensors make any warranties expressed or implied that any
estimated property values associated with the service or as contained in any report are complete, guaranteed as accurate, fit for a particular purpose, or
merchantable. Any estimated values are delivered “as is,” with all faults and defects. Use of estimated property values is done so that the sole risk and
responsibility of Customer or the ultimate end user of such values. In no event shall Licensee or its suppliers or licensors be liable for use or misuse of
estimated values, any use or misuse in violation of any law, regulation, or industry standard, the inability or failure of a person or entity to conduct
business, or for any indirect, special or consequential damages related to use or misuse of an estimated value regardless of the circumstances;
8. Any use of the service and underlying real property information by Customer shall be at its own risk, and Customer hereby indemnifies Licensee and its
suppliers or licensors with respect thereto. In no event shall Licensee and its suppliers or licensors be responsible for any errors, omissions,
miscalculations, or misrepresentations of value;
9. Licensee’s data supplier is not responsible for any damages, including but not limited to, those incurred as a result of lost profits or revenue, loss
of use of the Licensee Reports, loss of any substitute data or claims by third parties, or for other similar costs. In no event shall Licensee’s data
supplier be liable for any damages resulting from Customer’s inability or failure to access any Web site;
10. Customer acknowledges that certain states and federal regulatory bodies have enacted laws that place restrictions on marketing activities, including
but not limited to, use of public record information in connection with mortgage lending or other financial services mail marketing, or permitting a
telephone customer to give public notice that such customer does not wish to receive sales solicitation telephone calls. Licensee and its data suppliers
disclaim any warranty, expressed or implied, that the real property information is free from any consumer information that may give rise to a privacy
Trademarks, Service Marks, Logos, Corporate Identifications Protected
All trademarks, service marks, logos, or other corporate identifications (collectively, “Marks”) on this Web site are trademarks or service marks of
Default Research Inc. User agrees not to use, copy, reproduce, republish, upload, post, transmit, distribute, or modify these Marks in any way. The use of
these Marks on or as a link to any other Web site is strictly prohibited without prior written approval by Default Research Inc.
User’s Code of Behavior
User agrees not to post on the Web site any content that (a) is libelous, defamatory, obscene, pornographic, abusive, harassing, or threatening, (b)
contains viruses or other contaminating or destructive features, (c) violates the rights of others, including protections of copyright, trademark, patent,
trade secrets or any right of privacy or publicity, or (d) otherwise violates any applicable law. User will not post on this Web site any links to any
external Internet sites that are obscene or pornographic. Any information that you provide to Default Research Inc must be true, complete and accurate,
must not represent you as someone else or falsely identify any third party, and must not violate any law, statute, ordinance or regulation.
Usage of the subject site shall be limited to non-robotic, non-mechanical or other non-artificial/software based searches, which shall not exceed 200
searches per 24-hour period. Violation of this use policy subjects the user to immediate termination of service without refund or pro-rated credit for any
By subscribing to the Default Research Inc service, User agrees not to disclose any assigned access code to others. User also agrees not to distribute the
information contained in Default Research Inc to any person or organization, by any means, printed, electronic or other.
Links to/from Third Party Sites
This Web site contains links to third party sites. User accesses these sites at User’s own risk; Default Research Inc is not responsible for the contents,
changes, updates, or other links contained in a linked site. Default Research Inc provides these links merely as a convenience, and the inclusion of such
links does not imply an endorsement by Default Research Inc of the site.
No Partnership or Agency
User understands and acknowledges that no joint venture, partnership, employment, or agency relationship exists or is created between User and Default
Research Inc as a result of use of the Web site.
The contents of this Web site and any claims related to it are governed by the laws of the Commonwealth of Pennsylvania, without reference to its conflict
of laws rules. User consents and fully agrees to the exclusive jurisdiction of the State and Federal courts located in Allegheny County, Pennsylvania, and
User waives to the fullest extent allowed by law the defense of an inconvenient forum to the maintenance of any action or proceeding in any other
Personal information is defined as any information entered when registering or using services obtained through our Web site, information you provide as
part of registration for one of our education or seminar programs or any other information collected about you on our Web site (such as how long you spend
on the Web site, what you look at on the Web site, etc.) We at Default Research Inc constantly strive to provide useful products and services based on the
content of our site, including participants in our educational programs and seminars and on related subjects of interest. We may sell or distribute certain
individual personal information to other companies, including related interests or vendors so as to provide you with important offers. We may also use or
provide partners with aggregate information from the information provided by all users. If you linked to this page (or subscription form) from another Web
site, information entered here may be disclosed to the owners of such Web site and to other third parties. If you are a participant in our educational
programs and seminars we may provide you special offers on related subjects of interest or an email displaying those subjects.
By subscribing to the Default Research Inc’s service, I agree not to disclose my access code to others. I also agree not to distribute the information
contained in Default Research Inc to any person or organization, by any means, printed, electronic or other.
The above Terms and Conditions of Service constitute the entire and only agreement between User and Default Research Inc on the matters described. User
understands that User may be subject to further restrictions while using Vendors’ Web sites.